Forecast the awkward week
Add the bills, paydays, transfers and one-offs you already know about, then see the days your balance gets tight.
Private iPhone budget forecasting
Budget Balancer
See low-balance days before they happen. Plan paydays, direct debits, one-offs, transfers and credit-card payments without linking your bank.
Local-first planning. No third-party analytics. No advertising SDKs.
30-day free forecast
Start with one account and simple card tracking.
Built for real bills
Recurring payments, transfers and one-off surprises.
Owned by Shared Potential Ltd
Independent software for practical money planning.
Cash flow, not guesswork
Know what happens before payday.
Budget Balancer is for people whose money stress comes from timing: direct debits around the wrong date, card payments landing together, savings transfers, pay cycles and the occasional expense that bends the month.
Model card payments early
Track card balances, due dates and repayment choices before the statement lands in your current account.
No bank login required
Budget Balancer is local-first, private by default and built for people who want control without account aggregation.
Plan beyond categories
Use accounts, elements, transfers, wealth items and scenarios to answer: will my money hold up?
Designed for repeat planning
Outlook, credit and wealth in one private planner.
Build a forward-looking view of household cash, then test the next decision: move money, delay a transfer, repay more of a card, or keep a stronger buffer.
Free to start
Upgrade when the forecast becomes part of the routine.
The free plan gives you a focused first forecast. Pro adds the depth for multiple accounts, longer planning windows, imports, alerts and detailed card modelling.
Free
GBP 0
One current account, 8 elements, 30-day Outlook forecast and simple card tracking.
Pro Annual
GBP 19.99 / year
Best value for longer forecasts, alerts, imports, exports and advanced credit modelling.
Pro Monthly
GBP 2.99 / month
Flexible monthly access to Pro planning tools through the App Store.
Budget Balancer Pro
Model the payments before they become a problem.
- Unlimited accounts and elements
- Longer forecast ranges
- Advanced credit-card modelling
- CSV, PDF and JSON import review
- Exports and backups
- Balance alerts and widgets
- Wealth projections
- Saved calculator scenarios
Ready for App Store review links.
The required public pages are available for App Store Connect, including support contact details and privacy information for a local-first finance app.